Terms of Use

Last updated: August 2026

Acceptance of terms

By accessing or using UK Money Tools at ukmoneytools.uk, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the site. We reserve the right to update these terms at any time; continued use of the site after changes are posted constitutes acceptance of the revised terms.

Use of the site

UK Money Tools is provided for personal, non-commercial use. You may use the calculators and guides for your own financial education and planning purposes. You may not:

  • Reproduce, republish, or redistribute the calculators or guide content for commercial purposes without written permission
  • Attempt to reverse-engineer, scrape, or systematically copy content from the site
  • Use the site in any way that is unlawful, harmful, or that could damage, disable, or impair the site
  • Frame or embed the site's content on another website without permission

No financial advice

Nothing on this site constitutes financial, tax, legal, or investment advice. The calculators and guides are provided for general information and educational purposes only. Results are estimates based on the information you enter and the assumptions programmed into each tool. You should always seek professional advice before making financial decisions. Please read our full Disclaimer for more information.

Intellectual property

The content on UK Money Tools, including text, calculator logic, design, and graphics, is owned by or licensed to the site operator and is protected by copyright law. The UK Money Tools name and any associated branding are the property of the site operator. Nothing in these terms grants you any right to use any trade name, trademark, or branding without express written permission.

You are welcome to link to any page on this site. Short quotations for commentary, education, or news purposes are permitted provided they are clearly attributed to UK Money Tools with a link to the original page.

Accuracy and availability

We take care to keep the calculators updated with current HMRC rates and thresholds, but we cannot guarantee that all information is accurate, complete, or current at the time of use. Tax rules change frequently. Always verify important figures directly with HMRC or a qualified professional.

We do not guarantee that the site will be available at all times or free from errors. We reserve the right to modify, suspend, or discontinue any part of the site at any time without notice.

Limitation of liability

To the fullest extent permitted by law, UK Money Tools, its operators, and contributors accept no liability for any loss or damage (including financial loss, lost data, or indirect or consequential losses) arising from your use of, or inability to use, this site or any content on it. This applies whether the loss arises in contract, tort (including negligence), or otherwise.

Third-party links and advertising

This site may contain links to third-party websites and may display advertisements served by Google AdSense. We have no control over third-party sites and accept no responsibility for their content or privacy practices. The display of an advertisement does not constitute an endorsement of the advertised product or service.

Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from your use of this site will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

If you have any questions about these terms, please contact us at [email protected].