Monthly Saving Needed
To hit your goal
Interest Earned
Working for you
Total You Save
Out of pocket
Progress to Goal
0%

How the Savings Goal Calculator Works

Enter your target amount, how much you've already saved, your expected interest rate, and the number of months you have to reach your goal. The calculator uses compound interest to work backwards — accounting for the growth of your existing savings and every monthly contribution — to find the minimum you need to save each month.

The interest rate can be the AER (Annual Equivalent Rate) on a savings account or cash ISA. Most easy-access accounts in the UK currently offer between 3% and 5% AER.